Attention homeowners: Real estate appraisal services for in Freeland and Saginaw County

Here are the top 7 reasons why MI homeowners use Mata Appraisal Services:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To cut a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in MI by determining the true market value of real estate in question

Own a home in or near Freeland, MI and need help determining the value of it?
Contact Mata Appraisal Services.

We at Mata Appraisal Services understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our valued client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Mata Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping customers just like you get rid of unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Mata Appraisal Services is your strongest weapon.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Mata Appraisal Services can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a professional double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Mata Appraisal Services can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Mata Appraisal Services can help with that too. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.